For additional information, you may visit their website at www.anthem.com/northside. We encourage you to explore the website and look forward to expanding online capabilities for participants and employers, small enough to care BIG enough to make a difference!. To our UFCW Brothers and Sisters, we are here for you. The pension fund provides retirement, disability, and death benefits to employee-members and beneficiaries. at 28. Source: National Labor Relations Board; Case Activity Tracking System, Source: Federal Mediation and Conciliation Service. Despite its ultimate recommendation that Congress take no action on this matter, the PBGC suggested rules for Congress to enact if it nonetheless decided to legislate special rules for union-mandated withdrawals. Holding that an employer is entitled to equitable relief when faced with a union-mandated withdrawal is not essential to promote the fundamental policy of ERISA: ensuring that private-sector workers would receive the pensions that their employers have promised them. DiGeronimo, 763 F.3d at 513 (citing Concrete Pipe & Prods. O z^!&M9GS=/@ L~$Wkf%k 2 UNITED FOOD & COMMERCIAL WORKERS DISTRICT UNION PENSION PLAN CURRENT PLAN HIGHLIGHTS The amounts of benefits (and the eligibility conditions) outlined in the Plan Highlights are for Participants with at least an Hour of Service on or after November 1, 2016. Rubber Associates appeals the district court's dismissal of its counterclaim. o&K(LXA Z6{klbaz\%uadfYRFrJK}jyqshHH~MfjX@2DRg,C}c}%ZD5dW&6 Sb>1JyF2 Rubber Associates rejected this proposal, and requested another proposal from the Union more in line with Rubber Associates' pending final offer. !fZNrPfqzI"u1r~L endstream endobj startxref The Center for Union Facts is a 501(c)(3) nonprofit organization that fights for transparency and accountability in Americas labor movement. Keep an eye out for our new Employer Portal where you will be able to easily remit to the Fund online. .#tE_iy-s = ^ zE/KR&A*%5lwVQ:a2I The Union acted unilaterally in disclaiming interest without any involvement by Rubber Associates. LMRDA & Other Federal Employment and Labor Laws. In a 63 decision released on June 24, 2022, Dobbs v. Jackson Womens Health Organization, the Supreme Court majority overturned Roe v. Wade, holding that the authority to regulate abortion belongs to the states and not the federal government. United Food and Commercial Workers Unions & Employers Midwest Pension Fund is a multi-employer defined benefit union pension fund based in Rosemont, Illinois. More on how we make work better How to get better wages and benefits Right to work laws vs real job security 291 0 obj <>stream Congress's failure to provide a special remedy for a subset of complete withdrawals does not evince silence on the issue, and Rubber Associates' argument in this regard is misplaced.4. For eligible members: UFCW Union-Industry Pension Fund. The assets of the fund are managed and governed by the board of trustees. R >l2uf(xz7>)PaC`|Id*c($FTLA7[82 One of our major strengths is our ability to listen to your needs and design benefit packages that create solutions where none seem to exist. This team is focused on upholding our core values while serving each plan participant to the best of our abilities. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Rubber Associates counterclaimed and contended that the district court should utilize its equitable power to reduce such assessment to the amount required only to pay Rubber Associates' share of withdrawal liability in order to fund the costs of pension benefits for its own employees via the so-called direct attribution method as specified for such situations. DE 5, Answer at 4, Page ID 52. ftypjp2 jp2 jpxbjpx rreq @ . You can print your 2022 1099-R tax form in the UFCW Participant Portal! The UFCW Consolidated Pension Fund is located in Atlanta, Georgia and provides Pension benefits for eligible Union employees across the United States. XmU7C*Thkp8!Mw. at 17. Quite simply, Rubber Associates overreaches on this point. Investigations may involve civil matters (such as an election of union officers) or criminal matters (such as embezzlement of union funds). Corp. v. R.A. Gray & Co., 467 U.S. 717, 720, 104 S.Ct. Learn more here. Stay up-to-date with how the law affects your life. 1382, 1399(b)(1)). 4211.1(a). The district court granted the Fund's motion to dismiss Rubber Associates' counterclaim, holding that Rubber Associates failed to state a claim for relief because [t]he Sixth Circuit has not heretofore recognized a claim under the federal common law of ERISA for equitable relief in the case of union-mandated withdrawals, and this Court finds no basis for doing so. United Food & Commercial Workers UnionEmployer Pension Fund v. Rubber Associates, Inc., No. This court has declined to create federal common law under ERISA to allow claims for the negligent management of pension funds, see DiGeronimo, 763 F.3d at 51113, or the negligent provision of an erroneous benefits-amount quotation, see Local 60682, 342 F.3d at 60910. In enacting ERISA, Congress stated: It is hereby declared to be the policy of this chapter to protect interstate commerce and the interests of participants in employee benefit plans and their beneficiaries, by requiring the disclosure and reporting to participants and beneficiaries of financial and other information with respect thereto, by establishing standards of conduct, responsibility, and obligation for fiduciaries of employee benefit plans, and by providing for appropriate remedies, sanctions, and ready access to the Federal courts. We agree with the district court that the factual allegations do not support Rubber Associates' claims of collusion and self-dealing, and so we decline to decide whether theories of collusion and self-dealing would justify equitable relief. UFCW National Pension Fund Contact Information Business Hours Fund Office Monday through Friday 8:30 am to 4:30 pm CST Contact Phone Number (800) 531-2385 Mailing Address UFCW National Pension Fund P.O. Qhidu=p For more information about this Notice, you may contactthe Board of Trustees, United Food and Commercial Workers Union and Participating Food Industry Employers Tri-State Pension Fund, 3031B Walton Road, Plymouth Meeting, PA19462, telephone (866) 928-8329 or (610) 941-4282When it is completed, you and participants will have a right to receive. These pension funds are tied to the union according to their name only. at 22. 1. Negotiations resumed with a mediator in 2008. Click the name of the fund to learn more. Pension Fund. The UFCW Unions and Employers Benefits Administration, LLC. 2023 PitchBook. )ehlbjfnaiUXT\RZV^QY5yighXj-[msC=vS._z=~/_}o%qh3TD8A0&bqj#'\X{p@8-f;v0@K.K;zT%fYaQy2}RhcIc=V]}f[B!4v[ ,*V[ApKQjF3100i9a~_}P8#kh%K2=,'$Y2OHd4dh>!|B%$KF I,'$Y2OHd4dh>!|B%$KF I,'$Y2OHd4dh>!|B%$KF I,'$Yr}Tu3.RkQyv$9vV0Yia Get the full list, Youre viewing 3 of 4 team members. at 2627. Treating its factual allegations as true and assuming that collusion would justify equitable relief, Rubber Associates has simply failed to allege collusion and self-dealing. In this case, creating an equitable remedy for union-mandated withdrawals will not close an awkward gap in the statutory scheme, because there is no gap to close. N 7|p AoO !kdgH8DIVt}0O Are you and your coworkers ready to negotiate together for bigger paychecks, stronger benefits and better lives? 22 0 obj <> endobj Established in 1963, the fund covers employees of retail food stores, meat markets, nursing homes, and similar industries, who are members of the United Food and Commercial Workers Union in the Midwest region. Legal Disclaimer Attention! Id. UNITED FOOD AND COMMERCIAL WORKERS UNION EMPLOYER PENSION FUND v. RUBBER ASSOCIATES INC. 1723, 64 L.Ed.2d 354 (1980)). Pursuant to a series of collective bargaining agreements (CBAs) with the Union, Rubber Associates was a contributing employer to the Fund. Macys Workers in California Ratify a New Contract, Cannabis Workers in New Jersey Join Local 360, Farmers Markets Workers in the DMV Area Join Local 400. In response, Congress eventually enacted the MPPAA. The Report rejected suggestions that an employer be given the total forgiveness of all withdrawal liability and that the union have to pay withdrawal liability. The NLRB ruled in Rubber Associates' favor on the major allegations. 5O:N 1451(a). . Have a question about the Covid-19 vaccine? While working with each other and with our staff, their knowledge and experience come together to make a difference for all our Participants, Trustees and Employees. at 327, Page ID 2856. Source: National Labor Relations Board Case Activity Tracking System. ERISA also has special rules for determining withdrawal liability for employers in the building, construction, and entertainment industries, and has delegated to the PBGC the authority to establish additional withdrawal liability rules for other industries. The Fund Office administers health and welfare benefits for eligible participants and dependents in the states of Georgia, Alabama and South Carolina. You can use this site to download forms and publications, apply online, contact the Fund Office, or access related sites. We are here to help. Id. The remedy for Rubber Associates is to lobby Congress to carve out a special remedy for employers facing union-mandated withdrawals, not to ask this court to create law outside of the ERISA frameworkespecially where, as here, ERISA is not silent or ambiguous. Some incidents may be accounted for in multiple categories. This is a profile preview from the PitchBook Platform. A shared lunchroom, or shared office space, between the Fund and the Union is surely not enough, nor are Rubber Associates' additional allegations, even when considered together as circumstantial proof. The Fund calculated Rubber Associates' withdrawal liability in accordance with the MPPAA's presumptive method, and the parties agree that, if the presumptive method is to be applied, the Fund accurately calculated Rubber Associates' withdrawal liability. Win whats next. We agree with the district court that ERISA contains a comprehensive statutory and regulatory scheme for determining withdrawal liability and is not silent or ambiguous on the subject. Rubber Associates, 2015 WL 778781, at *5. Co., 32 F.3d 220, 225 (6th Cir.1994)). We decline to tamper with this calculation scheme because Congress has expressly enacted specified statutory methods for the calculation of withdrawal liability. F D^hI>opT*tw~,N `:Gz Mid Atlantic Ufcw And Participating Employers Pension Fund, Ufcw - Northern California Employers Joint Pension, Desert States Employers & Ufcw Unions Pension Plan, Rocky Mountain Ufcw Unions And Employers Pension Plan, Ufcw Union Local No.655, Food Employers' Joint Pension Plan, Ufcw Local 1776 & Participating Employers Pension Fund, Central Ohio Ufcw Unions And Retail Employers Pension Plan, Employees Retirement System Of H. J. Heinz Company Plan B/c For Heinz Employees Represented By Ufcw, Ufcw Pharmacists, Clerks And Drug Employers Pension Trust, Ufcw Unions And Participating Employers Pension Plan, Retail Food Employers & Ufcw Local 711 Pension, Ufcw Union & Partcipating Food Industry Employers Tri-state Pension Fund, Ufcw Union Local 919 & Contributing Employers' Food Pension Fund, Kunzler & Company, Inc. Ufcw Union Employees' Pension Plan, Cooperativa de Ahorro y Credito de Cabo Rojo. at 32 (quoting AAA Installers v. Sears Holdings Corp., 764 F.Supp.2d 931, 942 (S.D.Ohio 2011)). Storage Co. v. Cent. 2709, 81 L.Ed.2d 601 (1984). zJDybv*Ly-%1W7$ * ,gqq~VzdTad^xV+;)B?&fW^%- var xti77mu0yuyuar; (function(d, t) { var s = d.createElement(t), options = { 'userName':'issisite', 'formHash':'xti77mu0yuyuar', 'autoResize':true, 'height':'645', 'async':true, 'host':'wufoo.com', 'header':'show', 'ssl':true }; s.src = ('https:' == d.location.protocol ? 1-800-241-7701, UFCW Unions and Employers Legal Assistance Fund, UFCW Union Local 1995 and Employers Health and Welfare Fund, UFCW Unions and Employers Health and Welfare Fund - Atlanta. The United Food and Commercial Workers Union is North America's largest and strongest private sector union. If you just started a new job or just started with us, congratulations and welcome to the family. ERISA subjects such employers to no more and no less withdrawal liability than that determined according to the presumptive method. During negotiations, Rubber Associates proposed to the Union that it decrease its contribution rate to the Fund from 62 cents per hour to 30 cents per hour. The Fund calculated Rubber Associates' withdrawal liability obligation to be $1,713,169, which the arbitrator awarded in full to the Fund. For example, under certain conditions, the employer will either not incur any withdrawal liability or will have reduced withdrawal liability if it ceases contributing to a plan due to a sale of its assets to another employer. If you need assistance with your retirement benefits, please contact us at (800) 531-2385. 282 0 obj <> endobj Unlike Political Action Committees, which are strictly regulated by the Federal Election Commission, 527s are regulated by the IRS. at 1824, Page ID 10511. Those who do not have an Hour of Service on or after November 1, 2016, or who Rubber Associates goes further, asserting that granting such relief would be inconsequential and could hardly be described as eroding ERISA policy goals. Id. (1) Effective Febmary 1, 1993, the Company will contribute $.41 (forty one cents) per It is important to know who the stewards are at your workplace so you know who to turn to if you have any questions or concerns. Rubber Associates next argues that even though Congress failed to take action based on the Report, this was because no true union-mandated withdrawal had occurred at the time the Report was issued. Appellant Br. Each worksite has a Union Representative (sometimes called a Business Agent) union staff who regularly visit your worksite to inform you about whats happening around the union, and help make sure everyones rights are protected. During arbitration, Rubber Associates contended that due to the nature of the union-mandated withdrawal, the calculation of its liability should be in accordance with a proposed alternative calculation. Apparently, the object forbidden by the law in this case was the deprivation of Rubber Associates' legal right to continue participating in the Fund. Id. endstream endobj 287 0 obj <>stream 1391. 0 1302; Pension Benefit Guar. Established in 1960, the plan provides retirement benefits to eligible members of the UFCW. The Fund is a multiemployer pension plan with approximately fifty (50) contributing employers and fourteen thousand (14,000) employees or participants, largely associated with the region's supermarkets and drug stores. As previously stated, Congress enacted the MPPAA in order to provide reasonable protection for the interests of participants and beneficiaries of financially distressed multiemployer pension plans[ ] and to provide a financially self-sufficient program for the guarantee of employee benefits under multiemployer plans. 29 U.S.C. At FindLaw.com, we pride ourselves on being the number one source of free legal information and resources on the web. A L+!36dr[bg' With the enactment of ERISA in 1974, Congress created the Pension Benefit Guaranty Corporation (PBGC) to administer a plan termination insurance program. However, there is no authority that would forbid Caruso from serving both the Union and the Fund at the same time. Rubber Associates counterclaimed on the basis that because its withdrawal from the Fund was union-mandated, its withdrawal liability should be calculated by an alternate method, making its liability only $312,000. You can use this site to download forms and publications, contact the Fund Office, or access additional information about your benefits. Rubber Associates appeals the district court's dismissal of its counterclaim for equitable relief to reduce the withdrawal liability it incurred after the union-mandated withdrawal from the United Food and Commercial Workers Union-Employer Pension Fund (the "Fund")which is governed by the Employee Retirement Income Security Act . 29 U.S.C. jP After decades of hard work, you deserve the rest and relaxation that comes with a secure retirement. Get the full list, Youre viewing 1 of 4 board members. Thank you for being a part of the United Food and Commercial Workers International Union. "0 kg Contracts can help ease possible tensions between you and your managers by making it really clear what the agreed upon rules are, as well as what to do when they are violated. ? LEARN MORE UFCW Unions and Employers Legal Assistance Fund At the UFCW National Health and Welfare Fund we service only UFCW members, their families and retirees. The strike lasted seventeen (17) months. N {'g-jVv NLT?kh,ki+$p1-O ERISA simply fails to afford Rubber Associates relief in this situation. endstream endobj 26 0 obj <>stream Contact us. Union stewards are fellow coworkers and union members who have been trained to represent their coworkers on management issues, contract violations and at disciplinary meetings. Federal Mediation and Conciliation Service. Congress commissioned the Report and heeded its recommendation not to act. Union-mandated withdrawals fall into the category of complete withdrawals, and therefore ERISA is not silent or ambiguous on this issue. These committees are often considered a form of "soft money. 1001a(c)(3)-(4). A union's 527 committee makes contributions to political candidates and other organizations for the purpose of influencing the outcome of an election. For more information about this Notice, you may contact the Board of Trustees, United Food and Commercial Workers Union and Participating Food Industry Employers Tri-State Pension Fund, 3031 B Walton Road, Plymouth Meeting, PA 19462, telephone (866 . All rights reserved. These factual allegations, without more, would prove only that the Union and the Fund were interrelated, not that any improper or illegal collusion occurred. Currently, we administer over 70 different plans all over the United States, including: We need your full name, identification number and the name of your employer. YF8e1 3. If you need assistance with your retirement benefits, please contact us at (800) 531-2385. at 38. Get the full list, Youre viewing 5 of 11 team members. - Today, the United Food and Commercial Workers International Union (UFCW), announced its opposition to a multiemployer pensions proposal from U.S. Senate Finance Committee Chairman Charles Grassley and U.S. Senate Health, Education, Labor, and Pensions Committee Chairman Lamar Alexander. at 72425. endstream endobj 283 0 obj <>>> endobj 284 0 obj <>>>/Rotate 0/TrimBox[33.0 33.0 465.0 681.0]/Type/Page>> endobj 285 0 obj <>stream Find your local union - The United Food & Commercial Workers International Union | The United Food & Commercial Workers International Union Start a Union Members Find your local union The UFCW has local union offices all across the contiguous United States, Alaska, Hawaii, Puerto Rico, and Canada. If you are looking for specific information about your contract or news in your area, it is best to reach out to your local union office. Copyright 2023Present The United Food and Commercial Workers International Union (UFCW). Rubber Associates rejected this proposal and unilaterally imposed its final offer in May 2008. Board Of Trustees Of Ufcw Tri-state Pension Fund: 32,482: 57.1: Ufcw Union & Partcipating Food Industry Employers Tri-state Pension Fund Board Of Trustees Of Ufcw Tri-state Pension Fund: 32,482: 57.1: Ufcw Union Local 919 & Contributing Employers' Food Pension Fund Ufcw Union Local 919 & Contributing Empl Pension Fund: 12,219: 112.3 66 Grand AvenueEnglewood, NJ 07631Phone: 201.569.8801Fax: 201.569.1085 or NJFax@UFCWNationalFund.org, 1212 W. Robinhood Drive, #3EStockton, CA 95207Phone: 209.952.6533Fax: 209.952.7325 or CAFax@UFCWNationalFund.org. of Calif., Inc. v. Constr. The Southern California United Food & Commercial Workers Unions and Food Employers Pension Fund and the United Food & Commercial Workers Unions and Food Employers Benefit Fund (the "Funds") were created more than 40 years ago, as a result of collective bargaining between the Southern California Retail Food Employers and the Southern California UFCW Union Locals. You can print your 2022 1095-B tax form in the UFCW Participant Portal! Rubber Associates withdrew its proposal for the 30cent rate and agreed to maintain its previous contribution rate of 62 cents, which the Union accepted. The Retail, Wholesale and Department Store Union District Council serves members in the retail food and food processing, retail and department stores, service, manufacturing and warehousing industries. On October 30, 2009, the Union disclaimed interest in representing any employees of Rubber Associates. If you just started a new job or just started with us, congratulations and welcome to the family. A ]{;Nl(;JjQY8^Ceu 1381(b)(1)). 6 (:V7u?'d at 509 (quoting Nachman Corp. v. Pension Benefit Guar. The assets of the pension fund are managed by the executive management team. The MPPAA provides that once a fund determines that an employer has withdrawn from its plan, the fund must notify the employer of the amount of the liability, prepare a schedule for liability payments, and demand payment in accordance with the schedule. DiGeronimo, 763 F.3d at 510 (citing 29 U.S.C. United Food & Commercial Workers Union Employer Pension Fund (UFCW Union Employer Pension Fund) is a union pension fund based in Broadview Heights, Ohio. Each region is headed by a regional director who oversees staff that provides assistance to the local unions within its geographical jurisdiction. Corp., 446 U.S. 359, 375, 100 S.Ct. 29 C.F.R. There is no formal system for identifying all pension funds associated with a union. The Fund Office administers health and welfare benefits for eligible participants and their dependents in the states of Tennessee and Kentucky. Unionized employees, business owners, managers, and others often bring labor law charges against unions. Rubber Associates cites several cases for the proposition that it has standing to maintain a cause of equitable relief pursuant to 29 U.S.C. Congress knew about the possibility of union-mandated withdrawals, was presented with several suggestions for legislative action, but ultimately chose not to act. 1-800-241-2136, Toll-Free: (quoting 29 U.S.C. In addition, following sp&c arrangements shall apply. h24P0PwqH)BDKP5/9?%3/pqsO ( @&G%$9% E9)vv -d UFCW members are employed in many different industries, but concentrated in retail food, meatpacking, poultry, and other food processing industries. Contained in those reports are breakdowns of each union's spending, income and other financial information. 2264, 124 L.Ed.2d 539 (1993)). Yi*{l$O=A3. 980, 190 L.Ed.2d 835 (2015) (quoting HandyClay v. City of Memphis, 695 F.3d 531, 538 (6th Cir.2012)). OLMS uses a streamlined audit approach called the Compliance Audit Program (CAP) to audit local unions which utilizes specialized records review and investigative techniques to verify LMRDA compliance. 1023, 157 L.Ed.2d 1024 (2004) (Our unwillingness to soften the import of Congress' chosen words even if we believe the words lead to a harsh outcome is longstanding.). The National Pension Fund is located in Illinois and provides pension benefits for eligible members of approximately 60 Local Unions across the country. 1391(c)(1); 29 C.F.R. 1383. In sum, allowing employers to reduce or eliminate their withdrawal liability is unrelated to the purpose of the MPPAA, which Congress designed to protect multiemployer plan beneficiaries by providing contributing employers with an incentive to remain in financially unstable plans rather than immediately withdrawing from such plans. DiGeronimo, 763 F.3d at 512 (citing Milwaukee Brewery Workers' Pension Plan v. Joseph Schlitz Brewing Co., 513 U.S. 414, 41617, 115 S.Ct. A Ua`q(:3(HM \z_{}et 4. As part of the MPPAA, Congress directed the PBGC to study and report on the necessity of adopting special rules in cases of union-mandated withdrawal from a multiemployer pension plan. DE 52, PBGC Report at 1, Page ID 88. 5:14cv183, 2015 WL 778781, at *4 (N.D.Ohio Feb.24, 2015). Contact Information 1405(a). The UFCW Participant Portal is officially open! Laborers Pension Trust, 508 U.S. 602, 60509, 113 S.Ct. P \=8vSo8EM"XZ1\[)cv1pJQ|k}* at 29. Learn more about FindLaws newsletters, including our terms of use and privacy policy. at 33. After the United Food and Commercial Workers Union (the Union) disclaimed interest in representing the company's employees, Rubber Associates was deemed to have withdrawn from the Fund, pursuant to the Multiemployer Pension Protection Amendments Act of 1980 (MPPAA). Unless fund trustees adopt an alternative calculation method for the plan with PBGC approval, or amend the plan to adopt another method in 1391, ERISA requires withdrawal liability to be calculated using the statutory presumptive method, which is the calculation method the Fund correctly applied in this case. Learn more about how your union contract works. 1405(b). Welcome to the family! Although the Sixth Circuit in Findlay Truck Line, Inc. v. Central States, Southeast & Southwest Areas Pension Fund, 726 F.3d 738, 755 (6th Cir.2013), cited the Report, it did so only to borrow the PBGC's definition of a union-mandated withdrawal. Id. The Office of Labor-Management Standards (OLMS) has responsibility under the Labor-Management Relations and Disclosure Act (LMRDA) to conduct audits to determine if unions are complying with the law. States, Se. For the following reasons, we affirm the district court's decision. You dont realize this until you get your bill and see the charges. United Food & Commercial Workers Union Employer Pension Fund, Youre viewing 5 of 45 commitments. The assets of the pension fund are managed by the executive management team. United Food & Commercial Workers District Council, United Food & Commercial Workers Regional Council 4, United Food & Commercial Workers Regional Board, United Food & Commercial Workers Regional Council 6, United Food & Commercial Workers Local 21, United Food & Commercial Workers Regional Council 3, United Food & Commercial Workers Local 1262, See All Locals and Other Affiliated Organizations, National Institute on Money in State Politics, 8(b)(1)(A) Duty of Fair Representation, incl'g Superseniority, denial of access, 8(a)(1) Coercive Actions (Surveillance, etc), 8(a)(5) Refusal to Bargain/Bad Faith Bargaining (incl'g surface bargaining/direct dealing), 8(a)(3) Discharge (Including Layoff and Refusal to Hire (not salting)), 8(a)(1) Coercive Statements (Threats, Promises of Benefits, etc. This Fund has approximately 300 contributing Employers, 81,000 active Participants and 68,000 retired Pensioners and Beneficiaries. Use the Benefit Estimator as your personal retirement planning tool! Congress declared the policy of the MPPAA as follows: (1) to foster and facilitate interstate commerce, (2) to alleviate certain problems which tend to discourage the maintenance and growth of multiemployer pension plans, (3) to provide reasonable protection for the interests of participants and beneficiaries of financially distressed multiemployer pension plans, and (4) to provide a financially self-sufficient program for the guarantee of employee benefits under multiemployer plans. Mut. R b!U[[%[JBz0DI0gj/,jg"kK=
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